We are a full service general agency that covers all types of insurance from individual health plans through covered CA, and employee benefit plans for small business. We are directly appointed with every major health carrier's on and off exchange!
We write all lines of commercial insurance from bonding, Workers Comp, Employment Practice's Liability, General Liability and comprehensive small business owner packages with Hiscox Insurance, Builder trade and State Fund.
What is Commercial General Liability?
General liability insurance, sometimes called business liability insurance and commercial liability insurance, provides coverage for your business against claims of bodily injury, damage to property, personal injury and associated medical costs.
As a business owner, you should make sure your business is properly protected against risks or unforeseen events. Having general liability insurance coverage protects your business against third-party claims of bodily injury or damage to someone else's property. However, it does not protect your own personal property. This section explains what our business general liability insurance offers. You should consider general liability insurance coverage if employees:
What is covered?
What is not covered?
Cost of General Liability Insurance coverage
The majority of small businesses pay $30 per month or less for general liability insurance coverage. More than 80% of small businesses pay $30 per month while 95% pay $50 per month or less. Only 1% have a general liability insurance cost of over $100 per month.
We surveyed 50,000 small businesses with fewer than 10 employees to determine how much they pay for general liability insurance. General liability insurance protects your business from a third party’s claims of property damage, and bodily injury and associated medical costs. The cost of general liability coverage can vary due to factors like the business’ size, location and industry, as well as the limits and deductibles that are selected. Based on the analysis, the typical cost for general liability insurance was approximately $30 per month.
What is Professional Liability Insurance?
Professional liability insurance, also called errors and omissions insurance (E & O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake. View our quote examples to understand how much professional liability Insurance Cost. Some examples of what could be covered are below.
Why do I need Professional Liability Insurance?
Professional liability insurance coverage gives your business protection from the risks you face in delivering your professional services. The section below discusses everything our professional liability insurance coverage offers since we want you to feel secure about what your policy does and doesn’t cover. You should consider professional liability insurance coverage if your business:
What does Professional Liability Insurance cover?