Financial Planning

Personal Solutions - We provide an extensive range of products and services to assist you in resolving current personal and business financial challenges, as well as preparing for the future. 

Financial Resource Services

• Assessing life and disability income insurance requirements
• Planning for retirement income needs
• Conducting a budget and cash flow analysis

Retirement Products & Services

• Individual Retirement Accounts (IRAs)
• Retirement Needs Review
• Long Term Care Insurance

Tuition Funding Programs

• College Costs Analysis 
• Student Debt Consolidation

Estate Planning

• Estate Preservation 
• Tax Reduction Strategies 
• Charitable Giving
• Estate Planning Trust Drafting (1,000 Fee)

Business Solutions

• Analysis of funding options
• Strategies for buying and selling a business.
• Planning for succession in family-owned businesses
• Key person insurance services
• Business continuation planning assistance

Executive Fringe Benefits

• Split dollar insurance options
• Funding for deferred compensation plans
• Salary continuation plan solutions
• Non-qualified executive fringe benefit offerings

Employee Benefit Program

• Life and disability income insurance options
• Pension, profit sharing, and 401(k) plan solutions
• Payroll deduction plan offerings
• Savings Incentive Match Plan for Employees (SIMPLE) IRA services
• Non-qualified retirement program assistance